Quality Home Mortgage
Mortgage Lender in Cadiz, KY
Devor Mortgage Investment Corporation, DBA Quality Home Mortgage, NMLS #160815
Quality Home Mortgage
At Quality Home Mortgage, we’ve proudly served Cadiz, KY, and surrounding communities since 2004. Specializing in residential home purchases, refinancing, and government-backed programs, we make home financing approachable, transparent, and dependable.
Why Choose Us for Your Mortgage Needs
We’re a local mortgage lender deeply rooted in Cadiz, KY (63 Lakota Drive, Suite D). Our team knows Western Kentucky’s housing market and is committed to guiding you through every step of the loan process.
Local Expertise and Personalized Service
A Trusted Track Record
As a vetted mortgage broker, we hold a BBB Rating. Our Google Business Profile shows a 5‑star rating from clients who highlight our professionalism and responsiveness .
Our Comprehensive Loan Products
First-Time Home Buyer Programs
We guide first-time buyers through pre‑approval, down payment assistance, and government-backed options like FHA and USDA loans.
Government‑Backed Loan Options
- FHA Loans: Lower down payments and flexible credit requirements
- VA Loans: Zero-down financing for qualifying veterans and service members
- USDA Rural Housing Loans: Available in select areas of Western Kentucky for eligible applicants
Conventional Loans
Competitive terms and the flexibility to suit various financial profiles.
Refinance Solutions
Refinance your existing mortgage to lower your rate, shorten your term, or tap into equity. We assist with both conventional and government-backed refinance options.
Renovation & Construction Loans
Finance your new build or home improvement project with loan options tailored to your goals.
Investment Property Financing
While residential purchases are our core, we also assist clients in financing investment properties.
How Our Process Works
1
Initial Consultation
Discuss your homeownership goals during an in-person or phone consultation between Monday–Friday, 10 am–4 pm.
2
Pre‑Approval
We gather financial information and help you understand your loan options, including costs and qualification guidelines.
3
Loan Selection & Application
Choose the right program for your needs and submit your application. We maintain clear communication and updates throughout the process.
4
Underwriting & Closing
Our team works diligently to meet underwriting requirements, coordinate appraisals, and prepare for closing—often faster than larger lenders.
Frequently Asked Questions
What types of home loans do you offer?
We offer FHA, VA, USDA, and conventional home purchase loans, renovation and construction loans, refinance solutions, and down payment assistance.
Can you help first-time homebuyers?
Yes! Our staff provides personalized support for first-time buyers, especially with low‑down-payment options and government programs.
Do you serve areas beyond Cadiz?
Yes. While we’re based in Cadiz, KY, we assist homebuyers across Trigg County and surrounding regions.
How long does loan approval usually take?
Most purchases close within 30–45 days, with communication throughout the process to avoid delays.
What if I’m refinancing?
We help evaluate rates, equity, cash‑out options, and term changes to ensure refinancing makes financial sense.
Serving Your Community Since 2004
We’ve earned a reputation for clarity, integrity, and client-first service over more than two decades. As a local lending partner, our focus is on building relationships — not just closing deals.
Ready to Begin?
Contact Quality Home Mortgage today to explore mortgage options that match your goals. Whether you're preparing to buy your first home or considering refinancing, we offer expert guidance with personal attention.
